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A buy to let mortgage is designed for people who want to buy a property to let out. With having access to the whole mortgage market, MAI can find the best deal for your circumstances and can also source deals for....
Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 20% deposit and normally expected to own their own property.

How Much Can I Borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income.
The expected rental income usually must exceed 125% of your monthly mortgage payments.

MAI can obtain an accurate borrowing figure based on investment property.

Investment
Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.


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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Depending on the adviser you are referred to a fee may be charged for mortgage advice. The precise amount may depend on your circumstances or you may be charged a set fee.